Among the many budgeting methods out there, I seldom see any focused on wealth-building. Most focus on saving, which is fine. But no one ever saved their way to wealth. Building wealth comes from spending less than you make and investing. It’s a hard truth, but you need to find a way to increase your income so that you have enough left over to invest. If you need $4,000/mo. to cover essentials, comforts, debt, and savings, then you need to make more than $4,000/mo. to also invest. To make more money, you need to get a raise, a better-paying job, or a side hustle. Then invest the difference.